Rates

CURRENT RATES

Interest rates and Annual Percentage Yield (APY's) are current as of11/24/2021  and are subject to change without notice. The rate may change after the account is opened on all checking, savings, and money market accounts. Fees could reduce earnings. A penalty may be imposed for early withdrawal on certificates of deposit.

Rates for accounts opened online may vary from the rates published below.

Checking Accounts

Account Type
Minimum to Open
Tiered Balance
Rate
APY
Personal Checking
 $25 N/A 0.02% 0.02%
Health Savings Account
 $25 $0-$499 0.10% 0.10%
$500-$2,499 0.10% 0.10%
$2,500-$4,999 0.10% 0.10%
$5,000-$14,999 0.10% 0.10%
$15,000+ 0.10% 0.10%
Compounded monthly on collected balance.
Right Now
 $100 N/A 0.02% 0.02%

Money Market Accounts

Consumer

Account Type
Minimum to Open
Tiered Balance
Rate
APY
Personal Money Market $2,500 N/A 0.10% 0.10%
Superior Money Market $10,000 $0-$99,999 0.10% 0.10%
$100,000-$249,999 0.20% 0.20%
$250,000+ 0.25% 0.25%

Commercial

Account Type
Minimum to Open
Tiered Balance
Rate
APY
Business Money Market Max $2,500 $0-$249,999 0.10% 0.10%
$250,000-$499,999 0.20% 0.20%
$500,000-$749,999 0.25% 0.25%
$750,000+ 0.25% 0.25%

Savings Accounts

Account Type
Minimum to Open
Tiered Balance
Rate
APY
Statement $100 N/A 0.05% 0.05%
Compounded Monthly

Looney Tunes -
Available for children under 18 years of age

 $25 N/A 0.05% 0.05%
Compounded monthly

High Interest Savings -
Available for Personal and Business Accounts

 $2,500 $0-$9,999 0.05% 0.05%
$10,000+ 0.10% 0.10%
Compounded monthly

Certificates of Deposit and IRAs*

With straightforward CD terms and consistently competitive rates, we make it easy to securely grow your money. No need to waste time searching for special rate offers with short promotional periods. All of our standard CD rates are special, and our logical terms make meeting your savings goals less complicated.

Account Type
Minimum to Open
Rate
APY
Type
12 month $500 0.20% 0.20% CD/IRA
18 month $500 0.25% 0.25% CD/IRA
23 month Contributory IRA $500 0.25% 0.25% IRA Only
24 month $500 0.25% 0.25% CD/IRA
36 month $500 0.25% 0.25% CD/IRA
60 month $500 0.25% 0.25% CD/IRA
Compounded quarterly
*An early withdrawal penalty may be imposed on Certificates of Deposit.

Mortgage loan rates

Rates and fees are subject to change without notice.

Government Loans

Loan Type
Loan Amount
Rate
Points
APR*
30 Year Fixed (FHA) $100,001-$314,827 Call 1-844-277-2163 for current rates.
30 Year Fixed (VA) $100,001-$484,350 Call 1-844-277-2163 for current rates.

Conventional Loans

Loan Type
Loan Amount
Rate
Points
APR*
30 Year Fixed $100,001-$484,350 Call 1-844-277-2163 for current rates.
15 Year Fixed $100,001-$484,350 Call 1-844-277-2163 for current rates.
*APR = Annual Percentage Rate

General Information

Loan Maximums

Convention Loans
FHA Loans
VA Loans
$548,250.00 $356,362.00 $548,250.00
VA - No limit for full eligibility, partial eligibility limited to $548,250 between all loans

Rates, origination fees, discount points, and other information subject to change without notice.

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